Excepted Insurance Plans At The Michigan Vasectomy Center

Fees and Insurances

The following guidelines have been developed to help you understand our billing policies. We would be happy to discuss our fees with you before any procedure. It is your responsibility to discuss insurance issues with your insurance company.

The Michigan Vasectomy Center (through The Medical Procedures Center, P.C. and John L. Pfenninger, MD), formally participates with the following insurers:

Blue Cross and Blue Shield of Michigan

Blue Cross Blue Shield PPO
Blue Care Network
Aetna
Connect Care
Dow and Dow Corning
Health Plus

For most other insurances, we will usually accept the fee that the insurance company allows, if reasonable.

It is important for patients to understand that ALL PATIENTS ARE RESPONSIBLE FOR ANY COPAY, DEDUCTIBLES, AND FOR NON-COVERED SERVICES for all insurances, including Blue Cross and Blue Shield. Payment of these fees is expected on the date of service as are all cosmetic service charges.

Should any insurance company deem a service non-allowable under the patient's current insurance contract, that patient will be responsible for payment of the entire charge. This is often the case for cosmetic surgeries, such as sclerotherapy for small veins in the legs. Some policies do not cover elective sterilizations. You can call your insurance if you have questions about your coverage.

For patients that are self pay:

A 20% discount will be applied if the entire fee is paid on the day of service.

Monthly installments will be permitted under special circumstances and are to be arranged on the date of service.

Because of contractual agreements with insurances noted above, discounts have already been incorporated into the fees they allow. All these insurances will be billed directly and there will be no additional discount of payments made on the date of service.

We accept Mastercard, Visa, and Discover, personal checks, and cash. If you would like us to charge your insurance directly, we will request your credit card. If your account has not been paid by you or your insurance company 90 days after service, your credit card will be charged.

If you have any questions on your billing statements, please call Med Trust Billing at 888-248-7235

Please notify the office at least two days in advance for any appointment cancellation. CANCELLATIONS OR NO-SHOWS, WITH LESS THAN 48 HOURS NOTICE, WILL BE CHARGED $50.00 for a 15 minute appointment, and $100.00 for a 30 minute appointment.